At Cuscal, we’re not just shaping the future of payments - we’re pioneering it. From launching Australia’s first ATM to being the first certified NPP PayTo Payer and Initiator in 2022, we’ve spent over 59 years building solutions that millions of Australians rely on every day.

Now, we’re preparing for what’s next, and we want you to be part of it.

Join us as a Solution Architect in our Enterprise Technology Service team and help us deliver ground-breaking solutions that push the boundaries of what’s possible.

Job Description

Your Opportunity

We’re looking for a Solution Architect to join our Enterprise Technology Services team, supporting our Acquiring product domain.

Our Acquiring domain is at the forefront of this—supporting merchant payments, transaction processing, and card acceptance capabilities across a rapidly evolving payments landscape.

In this role, you’ll design and evolve the platforms that enable merchant acquiring, card processing, and transaction authorisation—ensuring our systems are scalable, resilient, and ready for the future of digital payments.

You’ll work on high-volume, real-time systems where performance, reliability, and security are critical, helping Cuscal continue to deliver innovative solutions in a competitive and fast-moving market.

You’ll also make an impact by:

Interpret Business Needs:
- Translate both business and technical requirements into an architectural blueprint and non-functional requirements such as availability, disaster recovery, and security.
- Develop solution architectures that adhere to our Technology Strategies including API, Cloud, and Cyber Strategy, ensuring compliance with governance obligations.
- Collaborate closely with product owners and managers to support robust architectural foundations that accommodate future business demands.
- Understand and integrate business drivers and enterprise solution designs to drive targeted outcomes.
- Example Deliverables: Requirements traceability document, business process diagrams.
Assess Technology:
- Monitor and evaluate our current technology landscape to identify and rectify deficiencies.
- Stay abreast of global trends and disruptions to make informed technological decisions.
- Support lifecycle management and strategic decision-making for end-of-life products.
- Analyse market trends and competitor strategies to proactively adjust our technological trajectory.
- Example Deliverables: Current state architecture documentation, vendor assessments for RFP, technology lifecycle plans.
Apply Technology:
- Lead the design and implementation of solution architectures across various business applications and technologies.
- Develop a roadmap for the evolution of the enterprise solution portfolio from its current to future state.
- Provide consultancy across a wide range of technologies and projects, ensuring alignment with enterprise standards.
- Work closely with the Domain Lead to ensure effective execution of architectural plans.
- Example Deliverables: Solution architecture designs, enterprise target state architecture.
Provide Enterprise Guidance:
- Deliver standards, models, and architectural designs to support governance and ensure compliance with enterprise architecture.
- Facilitate a community of practice to align agile squads and product owners with enterprise architecture.
- Define and direct governance activities for solution architecture assurance.
- Example Deliverables: Solution scorecard, enterprise reference architecture components.

Qualifications

What you’ll bring

To succeed in this role, you’ll have:

Experience as a Solution Architect in payments, acquiring, or financial services platforms
Strong understanding of high-availability, real-time transaction systems
Proven ability to define architecture and influence stakeholders
Experience with APIs, integration patterns, and distributed systems
Solid knowledge of AWS cloud (PaaS/IaaS), security, and infrastructure
Experience delivering solutions in Agile environments
Ability to balance innovation with risk, compliance, and resilience

You’ll stand out from the crowd if you have some of the following:

Experience in merchant acquiring or card payments environments
Knowledge of payments standards and messaging (ISO8583, ISO20022, AS2805)
Familiarity with card schemes, payment gateways, authorisation flows, and settlement processes
Background in software engineering or development

Additional Information

Why Cuscal?

At Cuscal, you’ll find a strong, successful company that’s reimagining the future. And our team is right there at the heart of it all.

Here, you’ll deliver or support interesting, ground-breaking work that has real impact - on Australia’s financial services sector and the millions of customers it serves.

You’ll innovate alongside skilled, smart, connected teams.

And you’ll build an impressive, fulfilling career that continues to grow.

You’ll also enjoy a range of benefits, including:

Recognition and growth: Celebrate achievements through IGNITE and grow with tailored development opportunities.
Wellbeing focus: Access initiatives supporting physical, mental, and financial health, plus discounts via ‘Cuscal Advantage.’
Diversity and inclusion: Join a workplace that values different perspectives and flexible work arrangements.

Join us and reimagine the future

Ready to make an impact? Click APPLY to join Cuscal today.

If you’re excited about this opportunity, we’d love to explore how you can contribute to our vision for the future. Screening and interviews may occur before the job ad closing date, so don’t wait - apply now.

Cuscal is an equal opportunity employer committed to an equitable, diverse, and socially inclusive work environment and a positive, barrier-free recruitment process.

We welcome applicants from an Aboriginal and Torres Strait Islander heritage, people living with a disability, LGBTQIA+ and people from culturally diverse backgrounds to explore career opportunities with Cuscal.

Note: Cuscal does not accept unsolicited resumes from recruitment agencies or search firms.

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