Credit Implementation Staff Analyst

Company Overview

Job Overview

Intuit is a global platform company that is on a mission to power prosperity worldwide for consumers, small businesses and the self-employed. Across our four leading brands –Turbo Tax, Credit Karma, QuickBooks, and Mailchimp – Intuit serves over 100M customers and is one of the few companies in the world to have both a thriving consumer and small business ecosystem. Intuit is known for its innovation track record, customer centricity, and its consistent recognition as a top place to work.

Now, we are expanding our focus to Consumer Lending within the Consumer Group, including TurboTax, and require a strategic leader to help develop this team. This role will be crucial in supporting our consumer lending initiatives, while navigating the complexities of Fintech Risk, alongside our core tax preparation business. If you are passionate about being part of a high-performing team that drives results through data-driven insights in consumer lending spaces, and understands the unique risks within Fintech, this role is for you.

This role will focus on the credit decision engine (Camunda), converting our high growth policies into a reality. You will partner closely across many sectors of the organization to make this happen; product, credit policy, engineering, operations and underwriting. Each policy you implement directly affects the touchpoints with our customers to continue offering a highly sought after product on our platform. If you are a data expert, you will get an exciting opportunity in an innovative industry which combines finance and tech. We are building accessible, affordable and world-leading financial products for our customers!

Responsibilities

• Partner with our credit strategists to design new lending products, develop automation driven underwriting policies, and drive more efficient acquisitions.
• Conduct data quality audits and assurance on implemented tags, identify data collection issues, propose improvements, and oversee their implementation.
• Evaluate all the possible data sources by exploring different products in the QuickBooks ecosystem. Plan and design together with data scientists and data engineers on our data architecture, pipeline and features.
• Be a great thought leader to ensure all the business needs are met and all corner cases are evaluated and checked in our data ETL process.
• Explore new technology shifts in order to determine how they might connect with the customer benefits we wish to deliver.
• Use cloud-based databases (e.g. S3, EMR and SageMaker in AWS, Spark) to mine massive scale transactional data to credit risk analyses and translate those into actionable business opportunities.

• Build ownership and leadership by working collaboratively with business partners (product development, product management, marketing, data engineering, compliance, underwriting team etc.) to design new products to increase our market share.

Qualifications

• MS/PhD in related fields such as Statistics, Operational Research, Industry Engineering, Computer Science etc. Or bachelor’s degree in same fields with 5+ years equivalent practical experience
• Have a track record of related work experience in data exploration and data pipeline development works under defined business scope and large-scale transactional datasets
• Experience or knowledge of the following decision platforms is beneficial but not required: Camunda, Provenir, FICO Blaze, Powercurve, SAS RTDM, Zoot, Drools, OpenCPU
• Familiarity with the concepts of business process modeling notation (BPMN) or decision model notation (DMN) is advantageous
• Proficient in data query, data processing and analytics tools (i.e. SQL/Hive/Hadoop/Tableau)
• Knowledgeable with data tools and frameworks (i.e. Python, Java, R, Spark)
• Familiar with engineering fundamentals: version control systems (i.e. Git, Github) and workflows, and ability to write production-ready code
• Detail oriented and with great vision on how to develop data-driven products
• Excellent communication skills and ability to learn fast, and confidence in taking ownership
• Able to work in a fast-paced working environment