Senior Staff Credit Risk Strategist

Company Overview

Job Overview

One out of every two small businesses fails within their first five years, most often due to running out of cash. QuickBooks Capital is on a mission to make a dent in that statistic, by providing small businesses access to the capital they need when they need it, leveraging the data inside QuickBooks for faster and better decisioning. This way, our customers never again have to worry about not making payroll or saying no to a business opportunity. That’s how we power prosperity.

QuickBooks Capital is a nimble and high-priority start-up within Intuit that is looking to reinvent small business borrowing. We are the fastest growing SMB lending business in the market. We are looking for top talents and team members that love new challenges,

cracking tough problems and working cross-functionally. If you are looking to join a fast-paced, innovative and incredibly fun team, then we encourage you to apply.

As the QuickBooks Capital Credit Risk Strategist, you will drive business growth in two key areas:

• Financial Forecasting and Investor Relations: Develop and refine loss forecasting models to accurately reflect new lending initiatives. Partner with the Capital Markets team to communicate methodologies, guide investors, and proactively address inquiries.
• Collections Analytics: Support the rapidly expanding Collections function through portfolio analytics, new capability development, and operational support.

Responsibilities

• Enhance forecasting accuracy and processes; establish and maintain robust documentation of methodologies and procedures.
• Perform in-depth analysis of lending and collections portfolio performance, translating insights into executive dashboards and presentations for senior leadership.
• Collaborate with the Collections Management team to develop new loss mitigation capabilities that improve customer engagement and optimize solution rates.
• Develop solutions to enhance data quality and usability, leveraging risk expertise to perform analysis at various aggregation levels and make informed decisions on data structure and feature generation.
• Contribute creative ideas for the design of new financing products tailored to QuickBooks customers.
• Cultivate strong relationships with senior leadership across finance, capital markets, and accounting to ensure alignment on inputs, results, and business impacts.

Qualifications

• MS/PhD in a quantitative field such as Statistics, Operations Research, Industrial Engineering, Economics, etc., or a Bachelor's degree in the same fields with 6+ years of relevant work experience.
• 8+ years of experience in an analytics-related role; experience in lending or fintech is strongly preferred.
• Proven track record of extracting insights from data to address business needs, paired with a passion for data analysis and a proactive approach to identifying business opportunities and driving innovation in the lending industry.
• Proficient in analytics tools such as Python or R, with advanced Excel skills and strong SQL and relational database querying capabilities.
• Domain knowledge in risk-related areas such as credit bureau attributes and scoring, scorecard modeling, pricing, loss forecasting, collections, and fraud detection.
• Meticulous attention to detail with strong organizational, time management, and task prioritization skills; takes pride in producing high-quality work and the sound assumptions behind it.
• Excellent communication skills, a fast learner, and confident in taking ownership of initiatives.
• Comfortable working in a fast-paced environment.

Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position will be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at Intuit®: Careers | Benefits). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender. The expected base pay range for this position is: