Fintech Risk Engineering Manager (M2)

Company Overview

Job Overview

Intuit is a global technology platform that helps our customers and communities overcome their most important financial challenges. We provide tools and products to simplify financial management, earning the trust of over 90 million consumers, small businesses, and mid-market customers worldwide through our innovative solutions.

We are seeking an experienced M2 Risk Engineering Manager to lead the strategy, design, and execution of account risk and fraud platforms that enable and protect a broad portfolio of Fintech products, including Payments, B2B, Bill Pay, Payroll, and Lending.

This role owns the end-to-end delivery of account lifecycle risk management, from onboarding and authentication through continuous account monitoring, transaction risk, and post-transaction controls. You will lead a global organization of engineers, define multi-year technical and product roadmaps, and partner closely with Product, Analytics, Policy, Compliance, Identity, and Legal teams to balance growth, trust, and regulatory requirements at scale.

Responsibilities

Strategic & Organizational Leadership

• Define and own the multi-year vision and roadmap for account risk platforms, supporting customer onboarding, authentication, transaction monitoring, and ongoing account health.

• Lead and scale a global engineering organization, fostering a culture of ownership, technical excellence, and accountability.

• Drive platform investment decisions that balance fraud loss reduction, customer experience, regulatory compliance, and Fintech product velocity.

Account Risk & Fintech Product Enablement

• Build and operate account risk platforms that protect customers and enable seamless access to Fintech products including Payments, B2B, Bill Pay, Payroll, and Lending.

• Enable continued and real-time account monitoring across the customer lifecycle, incorporating behavioral signals, device intelligence, transaction patterns, and account changes.

• Partner with Product and Policy teams to translate account risk strategies and policies into scalable, real-time engineering solutions that adapt as customer behavior evolves.

• Design risk capabilities that support cross-product risk visibility, enabling consistent decisions across multiple Fintech surfaces.

Risk Product & Platform Delivery

• Deliver highly available, low-latency risk decisioning platforms supporting real-time transactions and account-level decisions at massive scale.

• Lead modernization of legacy risk systems into cloud-native, API-driven platforms with strong observability and operational excellence.

• Enable AI/ML-driven risk capabilities, including model integration, explainability, and operational intelligence for account and transaction risk.

• Ensure platforms can support diverse risk use cases such as step-up authentication, account restrictions, velocity controls, and lending eligibility.

Cross-Functional & Regulatory Collaboration

• Partner closely with Product Management, Analytics, Policy, Compliance, Identity, Legal, and Data Science to deliver account risk solutions aligned with business and regulatory needs.

• Lead delivery of complex regulatory and compliance initiatives impacting account access, payments, payroll, and lending products.

• Act as a senior technical leader and trusted execution partner to executives and cross-functional stakeholders.

Operational Excellence

• Own platform reliability, security, and performance, with clear accountability for SLAs, incident response, and continuous improvement.

• Establish reusable architecture patterns, development standards, and best practices adopted across multiple Fintech ecosystems.

• Drive proactive monitoring, alerting, and operational insights to ensure account risk issues are detected and mitigated early.

Qualifications

Required

• 12+ years of software engineering experience, with 5+ years leading managers and large engineering organizations.

• Deep experience building and operating account risk, fraud, identity, or Fintech platforms at scale.

• Strong background enabling Payments, B2B, Bill Pay, Payroll, or Lending products through robust risk controls.

• Proven success delivering high-availability, low-latency distributed systems processing billions of transactions.

• Expertise in cloud-native architectures (e.g., AWS, Kubernetes, microservices).

• Demonstrated ability to partner effectively with Product, Risk, Policy, and Compliance teams.

Preferred

• Experience with continuous account monitoring and lifecycle-based risk models.

• Hands-on leadership of AI/ML-enabled risk systems, including explainability and operational tooling.

• Experience modernizing legacy platforms and building 0-to-1 risk capabilities.

• Advanced degree in Computer Science or a related field.

Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position may be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at Intuit®: Careers | Benefits). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender. The expected base pay range for this position is:

Bay Area California $ 213,500- 288,500

New York $ 208,000.00 - 281,500.00