About Team
Our Team is responsible for Customers' end-to-end onboarding and lifecycle to the Creditea APP: including general APP maintenance, onboarding with KYC, Creditline management, developing payment services and integration with Mastercard network, expanding to new geographic markets, as well as creating user-friendly solutions for all the services Customers can use from the Creditea APP.

If you like ambitious projects with rich, business-oriented domains and international backgrounds. Any initial challenges will be offset by a supportive, hard-working team that manages to keep a relaxed atmosphere on all the inside meetings while maintaining a professional front while communicating with the wider community of IPF Digital employees.

We follow the scrum framework to plan track and deliver our tasks as well as to evaluate our work at the end of the sprint and come up with ideas to better the quality of our work.

Currently, the team consists of 2 developers and 1 tester cooperating with a Scrum master, a product owner and business analysts.

This role is based in Warsaw, with responsibility for initiatives across all IPF Digital operations and markets.

Here’s how you’ll put your skills into action

• Mobile Application Development: Design and implementation of Android applications using Kotlin, Jetpack Compose, and modern architecture components. You’ll ensure our mobile products are secure, efficient, and delightful to use.
• Java Backend Microservices Development: Design, build, and optimize REST endpoints.
• Solution Design: Translate business and product requirements into technical solutions, collaborating closely with Product Owners and Business Stakeholders to align on priorities and deliver value quickly.
• Technical Expertise: Act as a technical reference point for the team — supporting developers, reviewing code, performing technical interviews, and helping guide architectural decisions in collaboration with the Java Competence Lead and other Tech Leads.
• Innovation and Continuous Improvement: Encourage experimentation and the adoption of new technologies and practices. You’ll embed innovation into daily routines, driving operational excellence and improving delivery efficiency.
• Stakeholder Communication: Communicate complex technical concepts in plain language to non-technical stakeholders, ensuring clarity and alignment between business goals and engineering execution.
• Collaboration and Mentoring: Participate in daily team work, fostering a culture of shared learning and accountability. You’ll help others grow while continuously developing your own skills.
• Communication and language skills: Communicate confidently and clearly in both Polish and English, adapting your language and style to suit diverse audiences. You’ll facilitate collaboration across international teams, ensuring shared understanding and smooth delivery across markets
  

We also know that experience counts – and we believe that the following can support your success:

• 5+ years of experience in Android development (Fintech industry experience is a plus).
• Proficiency in Kotlin, Google Jetpack Compose, Android SDK, Koin DI, Coroutines, and MVVM architecture.
• Hands-on experience with Architecture Components (LiveData, Navigation, Room) and networking tools such as OkHttp and Retrofit.
• Strong understanding of Java, Spring framework, and microservices integration.
• Working knowledge of SQL and experience with unit testing.
• A proactive mindset with curiosity to learn and the ability to explain technical matters in simple, actionable terms.
  

Our hiring approach
As part of our skills-first recruitment process, you will be asked to complete a practical work challenge. This gives you a chance to showcase your skills, your way of thinking, and your problem-solving approach – beyond what’s on a CV.
In the next steps, we’ll focus on getting to know you better through conversations around culture fit and soft skills, to ensure we’re a great match for each other.

What can we offer you?

• Real opportunities for growth – enjoy access to a variety of internal learning and external development initiatives.
• A fully free mental health platform with access to certified professionals: psychologists (including child psychologists), dietitians, business coaches, and physiotherapists.
• Relaxed team integrations – kayaking, cycling, workshops, team outings… we enjoy spending time together, and we make it happen regularly.
• Move your body, clear your mind – you can use Multisport card or use private health care coverage.
• A truly international environment – we collaborate with teams from Mexico to Australia. Sounds exciting? That’s just our everyday reality.

From office life

• Company parking where you can book a parking place.
• Weekly team lunches – enjoy vouchers to nearby restaurants (yes, sushi included!).
• Brand new office in a prime location – Gdański Business Center in Warsaw, just 5 minutes from Dworzec Gdański metro station. Inside: 3 types of coffee, ping pong, and a chillout room. Tempted?
• Flexibility is not a buzzword – hybrid work model (2 days a week at the office) and flexible hours are our standard, not a perk.

Here’s how our team describes our culture

The culture at IPFD is driven by our shared values. People are put first, we accept differences and encourage individuality. Due to our flat business structure, we enjoy collaborating together. Enjoying some good times together is also highly encouraged!

Sounds good? We all think so at IPF Digital.

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🔍 Whistleblowing

At IPF Digital, we are committed to ethical conduct and upholding our values. We are dedicated to building trust-based relationships with our customers, employees, and the communities in which we operate. To support those who wish to act with integrity, we have implemented mechanisms that allow for the reporting of any concerns related to potential risks, unethical behavior, or legal violations.

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Polish Whistleblowing Procedure

Department

IT

Locations

Poland

Remote status

Hybrid

6

markets

17

years of experience

470

people on board

800k

customers served since 2008

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