About Team:

In CRD we’re responsible for processes related to the evaluation of customers so that we can offer the right product to the right people and as a result ensure that business is flourishing, and risk is kept at bay. To achieve this, we are closely cooperating with Credit & Risk managers, market representatives and other feature teams in IPFD.

For us Knowledge (data) is power! Therefore, we gather it where we can - during customer journeys/ draw requests/ self-service log-ins and many other customer interactions with source being customer inputs, external registries, brokers, customer care agent inputs and others.

The core of our system is a monolithic Java application and multiple micro-service applications working with the monolith. We also have several microservices to handle different payment options. We plan to expand the system more and more in the direction of microservices taking over part of the processes now present in the monolith for a better and clearer oversight over the processes vital to our domain.

We follow the scrum framework to plan track and deliver our tasks as well as to evaluate our work at the end of the sprint and come up with ideas to better the quality of our work.

Currently, the team is in the redesigning phase.

Here’s how you’ll put your skills into action:

• Software Development: Design, develop, and enhance robust Java-based solutions (8/17/21) within large Spring and Hibernate applications, ensuring our credit decisioning systems are reliable, scalable, and ready to support growing business needs.

• System Modernisation: Contribute to the evolution from monolith to microservices, helping redesign key processes into clearer, modular services that improve transparency, maintainability, and domain ownership.

• Data Engineering & Management: Work confidently with SQL databases and complex data flows from customer journeys, external registries, brokers, and internal systems – transforming data into reliable, high-quality inputs that power accurate credit decisions.

• API Development & Integration: Build and maintain APIs that connect internal and external systems, enabling smooth cooperation with other feature teams and ensuring consistent, secure information exchange across markets.

• Continuous Integration & Engineering Excellence: Use tools such as Git, Maven, and TeamCity to maintain high development standards, support automated builds, and ensure stable, repeatable delivery processes within a Scrum framework.

• Event-Driven & Distributed Systems Thinking: Apply your knowledge of microservices and, where relevant, Apache Kafka to support scalable communication between services and create resilient, future-ready system interactions.

• Communication and language skills: Communicate confidently and clearly in both Polish and English, adapting your language and style to suit diverse audiences. You’ll facilitate collaboration across international teams, ensuring shared understanding and smooth delivery across markets.

We also know that experience counts – and we believe that the following can support your success:

• Seniority level: Senior Java Developer or Mid+ Developer with relevant motivation.

• Strong communication skills in English language - we are an international company and English is the most used language for communication at work

• Java 8/17/21 expertise.

• Experience with large Spring + Hibernate + Maven applications.

• Basic knowledge of micro-services.

• Good knowledge of SQL databases.

• Experience with building APIs.

• Experience in GIT, TeamCity, Maven environment.

• Pro-active attitude with willingness to learn new things.

• Experience with or knowledge of Apache Kafka.

Our hiring approach:
As part of our skills-first recruitment process, you will be asked to complete a practical work challenge. This gives you a chance to showcase your skills, your way of thinking, and your problem-solving approach – beyond what’s on a CV.
In the next steps, we’ll focus on getting to know you better through conversations around culture fit and soft skills, to ensure we’re a great match for each other.

Here’s how our team describes our culture:
The culture at IPFD is driven by our shared values. People are put first, we accept differences and encourage individuality. Due to our flat business structure, we enjoy collaborating together. Enjoying some good times together is also highly encouraged!

Sounds good? We all think so at IPF Digital.

🔍 Whistleblowing

At IPF Digital, we are committed to ethical conduct and upholding our values. We are dedicated to building trust-based relationships with our customers, employees, and the communities in which we operate. To support those who wish to act with integrity, we have implemented mechanisms that allow for the reporting of any concerns related to potential risks, unethical behavior, or legal violations.

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Polish Whistleblowing Procedure

Department

IT

Locations

Poland

Remote status

Hybrid

6

markets

17

years of experience

470

people on board

800k

customers served since 2008

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