Nium was founded on the mission to build the global payments infrastructure of tomorrow, today. With the onset of the on-demand economy, its single platform for global payments and card issuing is shaping how banks, fintechs, and businesses everywhere to disburse and collect funds instantly across borders. Its payout network supports 100 currencies and spans 195+ countries, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 35 markets.

Nium’s growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in over 40 countries, enabling seamless onboarding, rapid integration, and compliance – regardless of geography. The company is co-headquartered in San Francisco and Singapore, with regional offices in London, Amsterdam, Hong Kong, Mumbai, Bengaluru, and Chennai.

You will be part of the Financial Reconciliation Team focusing on reconciliation for all the products of NIUM.

In your role you would need to –

Have a strong understanding of Reconciliation processes (Cross Border Remittances, Card Transactions, Wallet Transactions), implications, risks, and controls.

Review, edit and/or create reconciliation rules on the reconciliation platform.

Prepare daily/weekly/monthly/annually Reports on outcomes and exceptions.

Have a clear understanding of Bank Statements, able to identify exceptions and highlight the information required for Reconciliation.

Make exceptions visible to the Operational Leadership team on a timely basis is very key to the success in the role.

Coordinate with relevant stakeholders for reviewing and clearing open items.

Work with the Tech team on preparing and finalising the Business Requirement Documents and the Change Request documents

Work with the Finance team to meet requirements on both output & strict timelines.

This role will require you to work in a rotational shift environment. Also, given Nium operates across multiple geographies there are no fixed holidays, and we follow a flexible holiday schedule.

4-6 years of relevant experience in the reconciliation process.

Good understanding of the nuances of a Reconciliation Platform and of the Reconciliation Rules.

Strong hands-on reconciliation experience in Payments or Cards or Wallets or all in a multicurrency environment

Good understanding of payment formats like SWIFT/ACH, currencies, payment gateways, operational risk around payments.

Worked with Finance teams to meet their accounting requirements within defined timelines.

Is comfortable in end user Technology to –

Review/Own/Transcribe business requirements specifications with the Tech team.

Participate in UAT.

Identify system discrepancies and work with the Tech team for short- & long-term solutions.

Self-driven and a go getter who is comfortable in dealing with open ended problems.

Is solution oriented and can come up with solution options for problem statements.

We Value Performance: Through competitive salaries, performance bonuses, uncapped sales commissions & annual salary reviews, we ensure that all our employees are rewarded and incentivized for their hard work

We care for our Employees: The wellness of Nium’ers is our #1 priority, we offer medical coverage along with 24/7 employee assistance program & generous vacations, and year-end shut down. We also provide flexible working & a hybrid working environement (3 days per week in the office)

We Upskill Ourselves: We are curious, always want to learn more & upskill ourselves: We therefore do not only provide role-specific traning but also offer all our employees LinkedIn learning solutions & dedicated learning allowances

We Constantly Innovate: Nium has been awarded multiple times for its constant innovations & growth since our inception, such as the 2022 CBI 250 Most Promising Fintech Award or the 2021 Financial Time top 50 High Growth companies in APAC

We Celebrate Together: Work is also about having fun with your colleagues & creating great relationships. We often celebrate together through company-wide social events, team bounding activities, happy hours, team offsites, and so much more!

We thrive with Diversity: Nium has always thrived with a diverse & multicultural workforce, with more than 33 nationalities across 18+ countries. As an Equality Opportunity Employer, we are committed to providing a safe & welcoming environment for everyone.

At Nium we center our way of work around 3 core values globally:

#KeepItSimple: We cut through complexity, simplify at speed and operate with scale in mind

#MakeItBetter: We build innovative solutions that make our customers' lives better

#WinItTogether: We win in this competitive market by collaborating as one team

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