Staff Product Manager - Direct Debits
Nium
Product
San Francisco, CA, USA
Posted on Oct 31, 2025
Nium, the Leader in Real-Time Global Payments
Nium, the leading global infrastructure for real-time cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders. Its payout network supports 100 currencies and spans 190+ countries, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 40 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.
About the role
Nium’s Direct Debit product is becoming a cornerstone of how global platforms manage recurring funding, subscription collections, and orchestrated payout flows. As we scale from 5 to 20 markets, we’re building a product that meets the needs of the most sophisticated platforms in payroll, fintech, SaaS, and banking.
We’re hiring a Staff Product Manager to lead this global expansion — launching faster and programmable variants, enabling risk-tiered deployment, and unlocking new use cases for large enterprise clients.
Responsibilities
- Lead the roadmap for Direct Debits across both funding and collections.
- Expand product coverage from 5 to 20 markets, guided by client demand and risk/revenue alignment.
- Launch programmable, faster settlement options and orchestrated flows (e.g., retries, on-demand billing).
- Align with Risk, Ops, and Legal on return handling, SLAs, and regulated rollout criteria.
- Partner with third-party providers where needed to accelerate corridor expansion.
- Work closely with enterprise clients to support high-value flows across global regions.
Requirements
- 6–10 years in product management, including 3+ in payments, banking, or fintech infrastructure.
- Deep understanding of Direct Debits, including ACH, SEPA Core/B2B, return handling, and risk tiers.
- Experience with use cases involving account-to-account funding, Request to Pay, or merchant acquiring via non-card rails.
- Proven track record managing complex roadmaps and launching products across multiple countries.
- Strong collaboration with engineering, risk, compliance, and go-to-market teams.
- Ability to balance client urgency, product complexity, and operational constraints.
What we offer at Nium
We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.
We Care for Our Employees: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office).
We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.
We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!
We Thrive with Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.
For more information visit www.nium.com
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