Deputy MLRO/Manager - Regulatory Compliance
Nium
Compliance / Regulatory
Hong Kong
Nium provides global infrastructure for real-time cross-border payments. We were founded on the mission to deliver the global payments infrastructure of tomorrow, today. Our platform enables banks, fintechs, and global businesses to move money instantly, everywhere.
Co-headquartered in San Francisco and Singapore with offices in 14 markets worldwide, we are entering one of the most exciting chapters in our journey. In March 2026, we delivered the largest month in our 11-year history with record revenue, record volumes, and EBITDA profitability. Today, Nium moves nearly $60B in payments annually, almost entirely for enterprises, while continuing to strengthen an already healthy balance sheet.
It is an incredible time to join us, and we are only just getting started.
Our payout network spans 190+ countries and 100 currencies, with 100 + corridors in real time. We power seamless transfers to accounts, wallets, and cards, support local collections in 35 markets, and as a principal card issuer on Visa, Mastercard, Discover, and UATP, Nium issues over 50 million card tokens every year. Backed by regulatory licenses in 40+ markets, we make it simple for our partners to onboard, integrate, and scale globally. This scale and innovation have earned us recognition as one of CNBC’s World’s Top Fintech Companies 2025, winner of Best Cross-Border Payments Solution at the PayTech Awards, and inclusion in FXC Intelligence’s Top 100 Cross-Border Payments Companies list.
In 2024, we raised US$50 million in Series E funding at a US$1.4 billion valuation to accelerate network expansion, product innovation, and talent growth. With the B2B payments market projected to hit US$175 trillion by 2030, Nium offers ambitious builders the chance to shape the future of global money movement with the scale of a leader and the energy of a high-growth company.
Responsibilities
• Ensure full compliance with Hong Kong AML/CFT regulations under the MSO licensing regime.• Maintain, update, and implement internal compliance policies and procedures to reflect evolving regulatory requirements.• Provide subject-matter expertise on MSO obligations to internal stakeholders.• Support the MLRO in overseeing and enhancing the company's AML/CFT program.• Conduct transaction monitoring reviews, investigate suspicious activities, and prepare STR filings.• Serve as the alternate point of contact for regulators (e.g., C&ED, HKMA) in the absence of the MLRO.• Conduct periodic compliance risk assessments across business lines.• Identify control gaps and recommend practical risk-mitigating enhancements.• Collaborate with product, operations, and risk teams to embed compliance-by-design principles.• Develop and deliver AML/CFT training to employees at all levels.• Champion a strong compliance culture throughout Nium.• Prepare regular compliance reports for senior leadership and the Board.• Coordinate with internal and external auditors during compliance reviews and examinations.• Track remediation efforts and ensure timely closure of audit findings.
Requirements
• Minimum 5 years of experience in compliance, AML, or regulatory roles within financial services or MSO-regulated entities.• Prior experience as a Deputy MLRO or similar senior AML role is highly preferred.• Bachelor's degree in Law, Finance, Business, or a related discipline.• Relevant professional certifications such as CAMS, ICA, or equivalent are highly desirable.• Strong knowledge of Hong Kong's AML/CFT regulatory landscape and MSO licensing requirements.• Hands-on experience with transaction monitoring tools and STR filing protocols.• Exceptional communication, analytical, and stakeholder management skills.• Ability to work independently while partnering effectively across cross-functional teams.• Proficiency in English and Cantonese is required.• Mandarin proficiency is a plus.