Sr Director - Regulatory Compliance & MLRO
Nium
Compliance / Regulatory
Singapore
Nium provides global infrastructure for real-time cross-border payments. We were founded on the mission to deliver the global payments infrastructure of tomorrow, today. Our platform enables banks, fintechs, and global businesses to move money instantly, everywhere.
Co-headquartered in San Francisco and Singapore with offices in 14 markets worldwide, we are entering one of the most exciting chapters in our journey. In March 2026, we delivered the largest month in our 11-year history with record revenue, record volumes, and EBITDA profitability. Today, Nium moves nearly $60B in payments annually, almost entirely for enterprises, while continuing to strengthen an already healthy balance sheet.
It is an incredible time to join us, and we are only just getting started.
Our payout network spans 190+ countries and 100 currencies, with 100 + corridors in real time. We power seamless transfers to accounts, wallets, and cards, support local collections in 35 markets, and as a principal card issuer on Visa, Mastercard, Discover, and UATP, Nium issues over 50 million card tokens every year. Backed by regulatory licenses in 40+ markets, we make it simple for our partners to onboard, integrate, and scale globally. This scale and innovation have earned us recognition as one of CNBC’s World’s Top Fintech Companies 2025, winner of Best Cross-Border Payments Solution at the PayTech Awards, and inclusion in FXC Intelligence’s Top 100 Cross-Border Payments Companies list.
In 2024, we raised US$50 million in Series E funding at a US$1.4 billion valuation to accelerate network expansion, product innovation, and talent growth. With the B2B payments market projected to hit US$175 trillion by 2030, Nium offers ambitious builders the chance to shape the future of global money movement with the scale of a leader and the energy of a high-growth company.
Key Responsibilities
- Design, implement, and maintain an effective Compliance and AML/CFT program in line with new and existing regulatory requirements.
- Conduct risk assessments and maintain key regulatory documentation, including the Key Regulatory Obligations Register, Compliance policies, and AML/CFT frameworks.
- Provide compliance and AML/CFT advisory support for new products, business models, and use cases.
- Drive improvements and efficiencies across end-to-end compliance operations through automation, technology, and machine-learning-enabled solutions.
- Oversee Client Due Diligence (CDD) activities throughout the client lifecycle, ensuring timely reviews, risk ratings, name screening, and document verification.
- Perform periodic, trigger-based, and ad hoc AML reviews, ensuring adverse news and elevated risk factors are appropriately identified and escalated.
- Review and resolve transaction monitoring and name-screening alerts in a timely manner.
- Prepare and submit Suspicious Transaction Reports (STRs) as required.
- Act as the primary point of contact with regulators, including managing regulatory engagements and on-site inspections.
- Ensure accurate and timely regulatory and AML/CFT reporting to the Monetary Authority of Singapore (MAS).
- Prepare compliance reports for senior management and Compliance Committees.
- Lead the rollout and ongoing management of the Compliance Training Framework.
- Build, lead, and develop a high-performing local compliance team.
Requirements
- Minimum 12 years’ experience in compliance roles within regulated environments.
- Strong expertise across Compliance and AML/CFT domains, including KYC/KYB, sanctions, and financial crime.
- Solid understanding of the Payments and Fintech industry.
- Prior experience in payments or fintech strongly preferred.
- ACAMS and/or ICA certification preferred.
- Strong analytical and problem-solving skills, with the ability to design and implement scalable solutions.
- Demonstrated accountability, sound judgment, and a proactive, positive approach.
- Ability to identify inefficiencies, challenge the status quo, and drive sustainable process improvements.
- Proven ability to prioritise effectively and meet deadlines in a fast-paced environment.
- Excellent stakeholder management and communication skills.
- Collaborative team player with experience (or willingness) to lead and develop teams.
- Commitment to continuous learning and staying current with global regulatory developments.
- Fluency in English.