SocietyOne is Australia’s leading Peer-to-Peer (P2P) lending platform. As a P2P lender, SocietyOne connects savvy investors and creditworthy borrowers in a way that is cheaper, faster and more efficient. SocietyOne enables individuals to borrow from and invest in each other without the intermediation of a bank or financial institution. Qualified borrowers can request up to $30,000 in unsecured personal loans at personalised rates determined by their unique credit history. Their philosophy is to exploit the structural mispricing and operating inefficiencies that exist in the traditional banking sector to bring borrowers and investors better rates. They are unencumbered by the branch infrastructure, overhead and capital requirements that drive up operating costs for traditional banks and believe their proprietary ClearMatch technology platform helps to radically reduce the cost of originating, servicing, and funding of traditional loans. This means that they are able to pass the savings on to investors and borrowers alike by sharing their lower operating cost advantage. Qualifying borrowers with good credit history and strong capacity to repay get access to cheaper loans while investors have the opportunity to lock in more attractive rates of return. SocietyOne is fully compliant with National Consumer Credit Protection Laws and the Australian Securities & Investments Commission’s (ASIC) financial services laws. They are the holders of an Australian Credit License and an authorised Financial Services Representative of Ironbark Asset Management Pty Ltd, the holder of an Australian Financial Services License.Something looks off?