Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Senior Regulatory Compliance Manager

We’re looking for a Senior Regulatory Compliance Manager to join our growing North America Regulatory Oversight Compliance team. In this role, you’ll be a key partner in managing our regulatory obligations, particularly as they relate to our U.S. bank partners and state/federal regulators.

You’ll work closely with cross-functional teams and lead our efforts in managing regulatory exams, audits, and partner due diligence, helping ensure Wise remains compliant as we scale. You’ll also help shape and evolve our second-line compliance framework, providing critical insights to product, operations, and leadership teams, and helping embed compliance into everything we do.

If you're passionate about building systems that make compliance smart, scalable, and transparent—and you’re excited to work at the intersection of tech and financial services regulation—we’d love to hear from you.

Your mission:

As a Senior Regulatory Compliance Manager, you'll play a pivotal role in ensuring Wise's adherence to regulatory requirements, particularly those supporting our regulatory examinations, audits, and partner RFIs. Your responsibilities will include:

• Regulatory Advisory: Provide expert guidance on state and federal laws and regulations, including money transmission and consumer protection, such asRegulation E, UDAAP, and the E-Sign Act.​

• Audit & Examination Management: Lead the preparation and management of all regulatory examinations and audits, ensuring timely and accurate responses, and coordinate post-exam management responses.​ This role would be the first point of contact for any internal/external audit and exam requests.

• Compliance Framework Development: Support the development and maintenance of Wise's Regulatory Compliance oversight framework, including policies and procedures.​

• Third Party Risk Management: Lead the preparation and management of required reporting to bank partners and other partners in the US that require compliance support.

• Stakeholder Collaboration: Work closely with operational, finance, product, and engineering teams to ensure compliance is integrated into business processes.

About you:

• Previous Financial Regulation advisory role or experience in a Compliance/Legal department, Risk and Controls function or in a consultancy environment;

• Familiarity with tools such as Excel, Confluence, Jira, and Governance, Risk, and Compliance (GRC) platforms.

• Familiar with consumer compliance regulations including Reg E, UDAAP, E-Sign Act, and state money transmission license regulations

• Ability to analyze and interpret complex regulatory frameworks and apply them effectively;

• Ability to effectively communicate with Product Managers and Engineers and provide practical, actionable, and value added recommendations;

• Strong presentation skills;

• Problem solving attitude, with the ability to use regulations together with data to drive business decisions;

• Experience (or interest) in working in a fast-growing environment;

• Willing to travel, as Wise offices are located across different countries; and

• Legally authorized to work in the U.S.

Some extra skills that would be great:

• Experience working with international teams and understanding of global regulatory environments.

• J.D., Certified Regulatory Compliance Manager or similar qualification

• Prior experience working with the CFPB, OCC, and/or state regulator (e.g. NYDFS, DFPI)

• RSU’s in a rapidly growing company

• An annual self-development budget

• Medical, dental, & vision insurance – including HSA and FSA options

• Company-paid: Life Insurance, Short & Long-Term Disability, and an EAP program

• Wisers can work remotely for 90 days a year. By ‘remote’ we don’t just mean from home, but from wherever in the world you choose to

• Relocation expenses covered

• 25 days PTO, 15 sick days, 11 holidays, 5 compassionate leave days, 3 paid “Me” days and a paid volunteer day, annually

• A paid 6-week sabbatical leave after four years

• 18-weeks of paid parental leave, after a year with us

• 401k with up to a 4% employer match

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.