Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Senior Regulatory Compliance Manager

We’re looking for a Senior Regulatory Compliance Manager to join our growing Regulatory Oversight Compliance team in North America This role will be working alongside the NorthAm Regulatory Compliance Lead in a highly effective team in second line compliance (2LoD).

In this role, you will be responsible for assisting in the effective mitigation of regulatory compliance risks through the oversight and maintenance of adequate systems and controls. This position requires close partnership with our operational, finance, product, and engineering teams, with opportunities to present to senior stakeholders and shape the strategic direction of the regulatory compliance program.

Your mission:

• Provide advice and guidance to other teams and key stakeholders – regionally and globally, on state money transmission license requirements, relevant federal consumer regulations (e.g. Regulation E, UDAAP, E-Sign Act) as well as related Wise policies and procedures

• Support in the development and maintenance of the Regulatory Compliance oversight framework, including ongoing updates to relevant North America Regulatory Compliance policies and procedures.

• Execute and enhance quarterly monitoring across key risk areas

• Provide adequate challenge to first line teams on the development of controls and provide approvals on any control changes , new products or features.

• Represent regulatory compliance oversight both internally and externally to regulators, auditors and partners as required, showcasing Wise’s strong oversight compliance framework

• Execute the company’s Regulatory Compliance Risk Assessment, and assist in the preparation of committee and board papers.

• Support regulatory change management process by maintaining oversight of implementation of such development which impact business activities

• Proactively identifying key areas of risk and work with first line teams to in the development of mitigation plans

About you:

• Previous Financial Regulation advisory role or experience in a Compliance/Legal department, Risk and Controls function or in a consultancy environment;

• J.D., Certified Regulatory Compliance Manager or similar qualification

• Familiar with regulations like Reg E, UDAAP, E-Sign Act, and state Money Transmission License regulations

• Ability to analyze and interpret complex regulatory frameworks and apply them effectively;

• Ability to effectively communicate with Product Managers and Engineers and provide practical, actionable, and value added recommendations;

• Strong presentation skills;

• Problem solving attitude, with the ability to use regulations together with data to drive business decisions;

• Experience (or interest) in working in a fast-growing environment;

• Willing to travel, as Wise offices are located across different countries; and

• Legally authorized to work in the U.S.

Some extra skills that would be great:

• Experience with Excel, Confluence, Jira, GRC tool

• Experience working with global teams

We’re people without borders — without judgment or prejudice, too. We want to work with the best people, no matter their background. So if you’re passionate about learning new things and keen to join our mission, you’ll fit right in.

Also, qualifications aren’t that important to us. If you’ve got great experience, and you’re great at articulating your thinking, we’d like to hear from you.

And because we believe that diverse teams build better products, we’d especially love to hear from you if you’re from an under-represented demographic.

• RSU’s in a rapidly growing company

• An annual self-development budget

• Medical, dental, & vision insurance – including HSA and FSA options

• Company-paid: Life Insurance, Short & Long-Term Disability, and an EAP program

• Wisers can work remotely for 90 days a year. By ‘remote’ we don’t just mean from home, but from wherever in the world you choose to

• Relocation expenses covered

• 25 days PTO, 15 sick days, 11 holidays, 5 compassionate leave days, 3 paid “Me” days and a paid volunteer day, annually

• A paid 6-week sabbatical leave after four years

• 18-weeks of paid parental leave, after a year with us

• 401k with up to a 4% employer match

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.