We are dedicated to creating an amazing candidate journey for every applicant. There's no 'shouting into the void' here. As a 2023 Circle Back Initiative Employer, we're committed to responding to every single applicant.

As a purpose-led organisation on a mission to bring people closer to financial wellness, we truly believe in what we do and every person who joins our team plays a part in our success. By practising what we preach (hello, $500 wellness reimbursement, 1:1 coaching via Uprise and unlimited Udemy learning!), you are empowered to own your role, your development and the space that you play in.

We value psychological wellbeing and safety, fostering a high-performing culture which enables continuous learning and growth. That ethos has earned us a spot on multiple ‘Best Places to Work’ lists over the years. We want you to bring your whole self to Wisr, so don’t worry about ticking all the boxes right away. If this role resonates with you, we want to hear from you!

We are a people first business and flexibility is key to that – whether you prefer to be in our beautiful office space full time or prefer to work in a hybrid manner, we don’t mind!

About the job

Our Credit Operations team is integral to the success of our business at Wisr, and this is the opportunity for an experienced Credit Officer or Analyst to join the team in a key role. You will be working on making responsible credit decisions on secured and unsecured personal loan applications.

This is not an ordinary credit position - you will be granted a high level of autonomy, responsibility and freedom to make decisions. This is the opportunity for you to actively influence and make an impact in the business.

• Assess and make credit decisions on personal loan applications, ensuring information is accurate and genuine

• Analyse financial documents including, but not limited to, bank statements, rental statements and tax returns

• Verify and validate that all regulatory and lending policies are adhered to

• Perform serviceability checks as well as ID and Fraud verification

• Communicates with brokers and customers when needed for decision making

• Ensure compliance with NCCP, RG209, Privacy Act and AML/CTF

• Help support and coach team membersHelp contribute to process and policy improvements within the company operations

With a minimum 2 years experience in a similar role, you’re a confident decision maker with the ability to work in a high volume, ever-changing environment. You’ll also:

• Currently hold a Delegated Lending Authority of at least $30,000. This is a box you need to tick!

• Have a sound working knowledge of regulatory and compliance requirements for consumer lending

• Be able to make decisions quickly and confidently

• Be highly organised and adaptable to change

• Have strong analytical problem-solving skills

• Strong attention to detail and accuracy

• Ability to work autonomously

• Excellent verbal and written communication skills

Not sure if you tick all the boxes? Don’t rule yourself out just yet. If you’re interested, we would love to hear from you, so get in touch!

• Flexible and hybrid working

• $500 every year to spend on your wellbeing

• Generous paid parental leave to support your transition to parenthood

• Unlimited Udemy access to learn new skills

• Outdoor rooftop terrace overlooking the Opera House – what a view!

• Casual dress code – wear what you’re comfortable in (band tees and funky socks encouraged)

• Arcade machine & massage pod

• Regular social events and awesome team offsites

• Access to discounted gym memberships, corporate discounts for wellbeing products and more!

We’re on a mission to bring people closer to financial wellness and make a real difference in the world, starting right here in Australia. The way we’re doing it is pretty cool too. We offer smarter, fairer loans that help people kick their goals sooner, a nifty round up tool to help people get out of debt and save even faster, and a dashboard that helps people track and improve their credit scores.

Now is the time to join one of Australia’s fastest growing ASX-listed fintechs. We are proudly purpose-led with a track record of consistent quarter-on-quarter growth and we’ve got big plans on our mind. People are taking notice and we were ranked #2 on the AFR Boss Best Places to Work 2022 as well as taking home the award for Most Outstanding Practice in Diversity & Inclusion!

We are a responsible bunch of humans who love helping each other out and share a penchant for learning, both personally and professionally. We love our customers (some would say a tad obsessed) and we love making your day.