Afterpay Limited (ASX: APT) has transformed the way people pay by giving merchants the ability to allow shoppers to receive products immediately and pay in four simple installments over a short period of time. The service is completely free for customers who pay on time - helping consumers spend money responsibly without incurring interest, fees or revolving and extended debt. As of May 2020, Afterpay is offered by more than 50,000 of the world's best retailers and is used by more than 9 million active customers globally.
Established in Melbourne in 2015, Airwallex is a global payments fintech that enables businesses to operate anywhere, anytime. In today’s fast-changing digital era, Airwallex's purpose is to empower businesses of all sizes to grow without borders, and by doing so, contribute to the global economy. With technology at its core, Airwallex built a proprietary global financial infrastructure platform to help businesses transact, collect and pay in any foreign currency across 130+ countries and 50+ currencies, without the constraints of the traditional global financial system.
Archa is a fintech start-up that offers small businesses instant credit on an intuitively functional platform that integrates with their existing business practices, offering business owners with a range of sophisticated tools to help them manage their spend in a way that works for their entire team. Archa brings to market a suite of innovative tools for businesses and consumers, that will help better manage their spend, and make the most of their money.
Banjo is an online lender providing secured and unsecured loans to small business. Our customers are the 51% of small business owners who have no lending product other than a credit card. We provide them with an alternative source of capital to balance cash flow and enable future growth. We understand that dynamic, innovative businesses often move faster than traditional valuations. So when considering an application for a loan we look at more than just assets or collateral. We also consider business activity and multiple sources of industry data to obtain a more holistic view of a businesses’ position. As a result, we can approve more loans. We know the needs of a small business can change from one day to the next. So once approved, our customers have access to an ongoing loan facility and can withdraw additional funds without reapplying. We see ourselves as partners with our customers. So we never charge early exit fees if a loan is paid off early. Our loan process has been designed to be as easy as possible, with online applications and a simple fee structure. Loans can be approved in hours and funds deposited within 72 hours. We recognise that business is much more than just numbers. At the heart of every business is passion, ideas, self-belief and a vision of the future. Our goal is to help you achieve yours.
Birchal is Australia’s leading crowd-sourced investment platform, with 75% of crowd investment taking place on our platform. As one of the first seven issued a licence from ASIC in 2018 to operate as a crowd-sourced funding intermediary, we’ve raised $196 million for Australian startups and SMEs across 249 successful CSF offers from over 115,000 investments.